CVV (was: Re: bloomberg on supermicro: sky is falling)
mark.tinka at seacom.mu
Fri Nov 9 07:33:38 UTC 2018
On 9/Nov/18 02:22, Todd Underwood wrote:
> i generally find it amusing when people from other countries mock the
> US for not having PINs. this is just another way of saying "my
> country has high fraud rates and yours appears not to." :-) . you can
> see this in the comment below "If we were swipe-based here, we'd all be
> broke :-).". the payments systems are architected to minimize cost
> and maximize adoption and they are usually at (or moving towards) some
> locally optimal point. the US is no exception in that.
That was me - and "low" (fraud rates) is not "zero" (fraud rates).
Personally, I don't want to add to the statistic. The inconvenience
isn't worth the bragging right :-)...
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