Dear Linkedin,

Mon Jun 11 19:05:26 UTC 2012

Sent from my iPad

On Jun 11, 2012, at 11:35 AM, "John Levine" <johnl at iecc.com> wrote:

>> From someone who supplies an out-of-country drivers license, I'd request to
>> see their passport. From someone who supplies an out-of-state drivers
>> license, I'd probably accept it, but the risks there are somewhat reduced at
>> least.
> 
> OK, someone shows you a Quebec driver's license.  You ask for a
> passport, she says, I don't have one, and points at the blue word Plus
> after the words Permis de Conduire at the top of the license.  Now
> what?

To the best of my knowledge, ICE stopped accepting DL for admission from Canada several years ago.

So, I'd probably pass on the transaction unless she wanted to select another form of payment.

> Although banks have different tradeoffs in risk management than you
> might like, they're not dumb.  I expect they figured that the increased
> volume from not slowing down transactions and demanding more than makes
> up for whatever the increased fraud.  This theory is reinforced by my
> observation that at my local supermarket, they don't even ask for the
> signature that they don't look at for purchases under $50.

Indeed, as I have said, for small purchases where the transaction rate can be high, swipe and go makes sense to me. I'm talking about larger purchases that involve a lengthier sales process anyway.

Owen