CVV numbers
Alexandre Carmel-Veilleux
acv at miniguru.ca
Sat Jun 9 18:18:15 UTC 2012
On 2012-06-09, at 10:56, Owen DeLong <owen at delong.com> wrote:
>
> How does having the CVV number prove the card is in my possession?
It doesn't, it merely proves you must have handled the card physically at some point since storing that value in a database is forbidden.
Verified by Visa and the MasterCard equivalent actually "prove" that you are the rightful card holder. Unlike CVV numbers, they actually exempt the merchant from chargebacks (or did circa 2003).
Alex
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