OT: Banc of America Article

Wed Jan 29 22:35:49 UTC 2003

Halleluljah. A voice of knowledge as opposed to conjecture. Different 
bank ATMs operate differently. There are online and offline modes. 
The PIN may or may not be recorded on the card. Some of these 
differences are due to the fact that not all financial institutions 
were connected to interbank networks over two decades ago. And yes, 
some banks' ATMs dispense limited amounts of cash while disconnected 
from the network. This is a compromise between customer service and 
fraud exposure. You won't be able to get rich that way. There are 
plenty of resources on and offline related to magnetic stripe 
cryptographic security and PIN verification methods such as Atalla 
Identikey, Visa PW, IBM 3624, etc.

Those making the most noise should take a look at their own network 
security, data security, and redundancy practices as they rail 
against large financial networks and systems.

Regards,
Sharif

---
"Whenever I'm caught between two evils, I take the one I've never 
tried." - Mae West

On Wed, 29 Jan 2003 13:15:54 -0600, Brett Frankenberger wrote:
>
>On Wed, Jan 29, 2003 at 10:35:37AM -0800, Al Rowland wrote:
>>
>>The PIN is on your card, likely encrypted,
>
>We're off-topic now, so I won't go into detail, but the PIN is
>sometimes on the card and sometimes not.  There are different ways 
of
>doing it.  (If the sampling of cards in my wallet is representative,
>then mostly, the PINs aren't on the card anymore (I still have one
>card
>that has the PIN on the card).)
>
>-- Brett