Dear Linkedin,

Sun Jun 10 20:09:04 UTC 2012

On Sun, 10 Jun 2012, Lyndon Nerenberg wrote:

> In the late 1990s I had a Visa card from (I think) Citibank that had my 
> picture embossed on the front of the card.  I'm surprised this didn't catch 
> on with more card issuers.  I see that Bank of America offers this free of 
> charge to their Visa clients, as do some US based credit unions.
>
> That card was never lost or stolen, so I don't know if the photo verification 
> would fail as spectacularly as signatures do.

That's obviously only going to be of use in cases where the card is 
physically stolen and used in-person.  I don't have the numbers, but I 
strongly suspect that sort of credit card fraud is a small minority, with 
the majority being CNP transactions.  I've personally had several 
instances of one of my card numbers being used fraudulently (for 
everything from online casino gambling to tractor parts to hotel charges 
in countries I've never been to), but never via the card having physically 
been stolen.

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